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Trusted by 5,000+ families nationwide
Money-back Guarantee*
Access your money anytime you need—penalty and tax-free.
$5,000
$23/mo
"I've witnessed firsthand people having to fundraise or dip into their savings, so I'm proud that I’ve handled it.”
— Xavier, 59
$10,000
$53/mo
"Planning ahead matters to me. This insurance means my son can focus on remembering me, not worrying about bills."
— Amara, 71
$25,000
$169/mo
$25,000
$97/mo
“We want to protect our family even after we pass. Having life insurance gives us that peace of mind.”
— Lana, 67 and James, 70
$10,000
$135/mo
"My wife and I got it done in one afternoon. Now we know our family won't have to scramble for anything."
— Fred, 79
$5,000
$28/mo
"I wanted to leave something behind for my church and my grandchildren. Now I know I will."
— Citlali, 72
Everything you need to know before you decide
What is Pod?
Pod is the insurance company that puts you in control. We help you find the best coverage for your family; online and on your own terms.
What type of insurance do you offer?
We offer permanent life insurance—coverage that never expires—with benefits from $5,000 to $25,000. These plans are designed to cover funeral costs and end-of-life expenses so your family is never left with the burden.
How much does a funeral cost?
The average funeral in the U.S. already costs $8,300 — and is projected to exceed $18,000 by 2055.1
What does final expense insurance cost?
Most of our customers pay between $50–$100/mo for $10,000 in coverage. Plans start at less than $15/mo. Use the calculator above to see your exact rate — it takes 10 seconds.
How does the money-back guarantee work?
Your permanent policy builds cash value from the premiums you've paid plus interest. You can withdraw from it anytime and even use it as collateral for a loan.
Get up to $25,000 in coverage today.
Get approved in minutes — no medical exam, no paperwork, no waiting. Every year you wait, your rate goes up. Today's price is the lowest it will ever be.
You're approved — guaranteed
Same-day coverage†
Access funds while you're alive
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